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Cryptocurrency Payment or Donation: How to Make Your Giving Go Farther with Crypto



In a recent study, Fidelity Charitable found crypto owners to be more charitable than the typical investor, but 46 percent of these donors noted it was difficult to find nonprofits that accept cryptocurrency donations.


1. Use an intermediary 501(c)(3) to minimize legal, accounting, and administrative burdens. Your nonprofit can accept crypto support through another 501(c)(3), such as a donor advised fund (DAF), without taking custody of cryptocurrency. This allows you to receive cash grants without new accounting or tax filing requirements, and usually all 501(c)(3) public charities are automatically eligible with little to no onboarding other than confirmation of their status. The intermediary is responsible for sending tax receipts, filing IRS Forms 8282, converting to cash, and following evolving regulations and practices around cryptocurrency.While donating crypto through DAFs like Fidelity Charitable is only available to account-holders, over nonprofits can generate a donate button and get started for free on Every.org, a nonprofit donation platform that does not charge any fees. Learn more at every.org/crypto.




Cryptocurrency Payment or Donation




Service fees vary depending on the provider, but providers may also assist with developing marketing campaigns and strategies specific to the crypto community. Learn more at The Giving Block, one of the leading crypto donation processors.


3. Use an embeddable checkout experience through a crypto exchange. For minimal fees, crypto exchanges offer checkout experiences that nonprofits can embed into their websites. Like the above options, they have a built-out donation experience with automatic conversion to cash. While typically cheaper than specialized crypto donation processors, the checkout experience is not created with nonprofits and donations in mind. Therefore, your organization will need to fill in with donor support, tax receipt creation, and collection of donor information. Learn more at Coinbase or BitPay.


A24. When you receive cryptocurrency from an airdrop following a hard fork, you will have ordinary income equal to the fair market value of the new cryptocurrency when it is received, which is when the transaction is recorded on the distributed ledger, provided you have dominion and control over the cryptocurrency so that you can transfer, sell, exchange, or otherwise dispose of the cryptocurrency.


A25. If you receive cryptocurrency from an airdrop following a hard fork, your basis in that cryptocurrency is equal to the amount you included in income on your Federal income tax return. The amount included in income is the fair market value of the cryptocurrency when you received it. You have received the cryptocurrency when you can transfer, sell, exchange, or otherwise dispose of it, which is generally the date and time the airdrop is recorded on the distributed ledger. See Rev. Rul. 2019-24PDF. For more information on basis, see Publication 551, Basis of Assets.


A26. If you receive cryptocurrency in a transaction facilitated by a cryptocurrency exchange, the value of the cryptocurrency is the amount that is recorded by the cryptocurrency exchange for that transaction in U.S. dollars. If the transaction is facilitated by a centralized or decentralized cryptocurrency exchange but is not recorded on a distributed ledger or is otherwise an off-chain transaction, then the fair market value is the amount the cryptocurrency was trading for on the exchange at the date and time the transaction would have been recorded on the ledger if it had been an on-chain transaction.


A28. When you receive cryptocurrency in exchange for property or services, and that cryptocurrency is not traded on any cryptocurrency exchange and does not have a published value, then the fair market value of the cryptocurrency received is equal to the fair market value of the property or services exchanged for the cryptocurrency when the transaction occurs.


A30. No. A soft fork occurs when a distributed ledger undergoes a protocol change that does not result in a diversion of the ledger and thus does not result in the creation of a new cryptocurrency. Because soft forks do not result in you receiving new cryptocurrency, you will be in the same position you were in prior to the soft fork, meaning that the soft fork will not result in any income to you.


A34. If you donate virtual currency to a charitable organization described in Internal Revenue Code Section 170(c), you will not recognize income, gain, or loss from the donation. For more information on charitable contributions, see Publication 526, Charitable Contributions.


A36. A charitable organization can assist a donor by providing the contemporaneous written acknowledgment that the donor must obtain if claiming a deduction of $250 or more for the virtual currency donation. See Publication 1771, Charitable Contributions Substantiation and Disclosure RequirementsPDF, for more information.


A37. Charitable organization that receives virtual currency should treat the donation as a noncash contribution. See Publication 526, Charitable Contributions, for more information. Tax-exempt charity responsibilities include the following:


Save the Children works in more than 100 countries. Your cryptocurrency donations have supported children fleeing conflicts like Ukraine and Afghanistan, families suffering from the hunger crisis in countries like Somalia and those impacted climate disasters like Hurricane Ian in the United States.


Save the Children was the first iNGO (international Non-Governmental Organization) to accept a bitcoin donation in 2013 in response to Typhoon Haiyan which struck Southeast Asia and devastated the Philippines.


We accept multiple cryptocurrencies, including but not limited to: Bitcoin (BTC), Ethereum (ETH) and USDC. For the latest list of cryptocurrencies, we accept please visit our crypto donation page.


There are various automatic crypto matches running for donations to Save the Children. Please visit The Giving Block for the latest information. Please note, that Save the Children receives matches only for donations made directly to us.


Yes, your cryptocurrency donation is tax deductible*. Save the Children offers supporters who want to donate cryptocurrency to charity the ability to donate in a tax-efficient way. The IRS classifies cryptocurrency donations as property, meaning they are not subject to capital gains tax and are tax-deductible. Your contribution is tax-deductible to the fullest extent permitted by law. For example, for donors in the United States, the IRS has classified bitcoin as property for tax purposes. This means that when someone donates bitcoin and other cryptocurrencies to a 501(c)(3) nonprofit such as Save the Children, donors do not have to pay capital gains tax and it is tax-deductible if you provide your email address.


Save the Children US accept cryptocurrency donations directly through our crypto donation page, powered by Gemini and The Giving Block. Donations are immediately sold and converted to US Dollars. We do this so that we can operationalize your donations to have immediate impact for the families and children we serve.


Save the Children can accept any cryptocurrency currently available on the Gemini Exchange. Please see the drop-down menu on our crypto donation page. Gemini regularly add new cryptocurrencies to their platform for trading.


Yes, cryptocurrency can be donated to Save the Children from anywhere around the world, with the exception that Save the Children do not currently accept donations from individuals located in OFAC sanctioned countries due to US regulations.


Disclaimer: This page is for informational purposes only. It does not contain financial or investment advice. Please consult a certified tax professional in your locality to determine if your donation is tax deductible. (We are biased because we believe that you should invest in children because they are our future, but that decision is up to you.)


Consider This: 55% of donors are interested in giving through PayPal or Venmo if nonprofits present the options, and 20% have reconsidered making a donation when their preferred payment option was not included by a nonprofit.


In our 2021 Why America Gives report, we found that 58% of donors who donate online, have donated via a mobile site. Whereas in 2020, only 33% of donors noted a preference for mobile donations.


Source: Logica Research, Commissioned by PayPal, March23-April 2, 2021. Logica Research conducted an online survey averaged 10 minutes among a sample of 4,306 PayPal user respondents from four countries (U.S., Canada, Australia, and U.K.) who made a monetary donation to a non-profit PayPal merchant. N=478.


Nonprofits can tap into the power of Venmo donations to reach new donors in a way that feels like a natural extension of their daily routine. With 76 million active accounts, Venmo is making it easy to pay for charitable giving when presented with the option.


Cryptocurrency can be used to purchase goods and services. The difference is that cryptocurrency tokens are completely digital and logged in a blockchain that decentralizes data by spreading information across multiple internet-connected devices.


Crypto donations are also tax-deductible to the fullest extent allowed by law, which means you can benefit from a tax break while supporting your favorite charity. Additionally, your crypto donations are exempt from capital gains taxes. If you decide to sell crypto and then donate all or a portion of your proceeds, you will be expected to pay taxes on your earnings.


Many organizations find it easier to enlist the help of a crypto payment processor to accept donations. A crypto payment processor like BitPay creates a wallet for the organization and oversees the transactions of the wallet. Once a donation is made in crypto, BitPay gives the nonprofit organization the donation in a cash equivalent payment. This is beneficial to nonprofits that want to accept crypto, but not deal with the process of setting up a wallet, cashing out crypto and price volatility. If you'd like to donate crypto to charity, and your preferred organization uses a crypto payment processor like BitPay, the process will typically look like this: 2ff7e9595c


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